H.U.N.K Posted November 6, 2008 Report Share Posted November 6, 2008 As is the title, I just recieved a cheque from MBNA for 2000 pounds, emphasis on BANK DRAFT. What is this, some sort of con? If it it, its disgusting, they've just sent out a handwritten letter to this address, for me, with a printed cheque for 2000 pounds, no doubt for suckers to cash it in to THEIR bank only to find they OWE MBNA that money back... Anyone got anything on this? Link to post Share on other sites
Cannonfodder80 Posted November 6, 2008 Report Share Posted November 6, 2008 AFAIK a bank draft is basicly a cheque that you don't have to wait a few days for it to clear, but if your unsure if it's legit take it to your bank and do a bit of show and tell. They should tell you if it's ok Link to post Share on other sites
H.U.N.K Posted November 6, 2008 Author Report Share Posted November 6, 2008 MYTH BUSTED. Cheque was for an amplifer I was selling through internet. Buyer was a scammer who 'wanted to ship it abroad' and give me excess to pay for shipping. If I was silly enough to cash it in I would have been 2 grand less well off and ampless. I emailed him telling him he was a piece of *suitcase* and I am aware of what he was doing. Only thing I'm considering now is cashing in his cheque knowing that no shipment will come... Hmmmm.. I doubt I can though, he could reverse the roles and call me a con-artist when the 2 grand leaves his account and his scam never worked. I'll just destroy it. Link to post Share on other sites
Desolation mkII Posted November 6, 2008 Report Share Posted November 6, 2008 Wipe your *albartroth* with it and send it back to him. Link to post Share on other sites
thewallhitme Posted November 6, 2008 Report Share Posted November 6, 2008 he sends u s***, you send him s***. seems fair. Link to post Share on other sites
Pablo Posted November 6, 2008 Report Share Posted November 6, 2008 You know the swear filter for that word works perfectly well, right? Link to post Share on other sites
TwinTurboCH Posted November 6, 2008 Report Share Posted November 6, 2008 As is the title, I just recieved a cheque from MBNA for 2000 pounds, emphasis on BANK DRAFT. What is this, some sort of con? If it it, its disgusting, they've just sent out a handwritten letter to this address, for me, with a printed cheque for 2000 pounds, no doubt for suckers to cash it in to THEIR bank only to find they OWE MBNA that money back... Anyone got anything on this? Who sent you this cheque? Sounds like it was MBNA from what you're saying. Bankers drafts are pre-cleared funds in the form of a cheque. Should be legit, unless it's from somewhere like Nigeria LOL Link to post Share on other sites
BaggyPants Posted November 6, 2008 Report Share Posted November 6, 2008 They're fakes though Link to post Share on other sites
TwinTurboCH Posted November 6, 2008 Report Share Posted November 6, 2008 They're fakes though What are fakes? Bank drafts? I've used them to pay for cars in the past as it saves carrying £20k in cash to buy a second hand car. Or are you merely saying that this one is fake? In which case how do you know? Link to post Share on other sites
BaggyPants Posted November 6, 2008 Report Share Posted November 6, 2008 The ones the scammers send you are fakes. They look the part, and usually fool the bank. The bank gives you the cash, then the scammer asks you to refund it because their mother/cat/car died. After a few days, the bank find out it's a fake and want the money back from you, but you've already sent it back to the sender via Western Union. He has £2000, you have -£2000. Trust me. Link to post Share on other sites
H.U.N.K Posted November 6, 2008 Author Report Share Posted November 6, 2008 The ones the scammers send you are fakes. They look the part, and usually fool the bank. The bank gives you the cash, then the scammer asks you to refund it because their mother/cat/car died. After a few days, the bank find out it's a fake and want the money back from you, but you've already sent it back to the sender via Western Union. He has £2000, you have -£2000. Trust me. EXACTLY what he is trying to do. And I am so glad I didn't just blindly cash it in like a doofus. Link to post Share on other sites
Robinio Posted November 7, 2008 Report Share Posted November 7, 2008 EXACTLY what he is trying to do. And I am so glad I didn't just blindly cash it in like a doofus. also, warn other people from him. might happen to somebody else on these forums Link to post Share on other sites
cafemondo Posted November 7, 2008 Report Share Posted November 7, 2008 This scam been around a while now, thanks for posting the info seems some people are yet to hear of it. Very glad you werent burned by it. Link to post Share on other sites
Xsjado Posted November 9, 2008 Report Share Posted November 9, 2008 I don't see where the problem is. With a bankers draft the money should move into your account straight away. If they ask for a refund then no problem as the money is already in your account. If you sold through e-bay just tell them no, they entered into a contract to pay that amount of whatever you're selling and you have no legal obligation to refund them (unless the item isn't as described). If you suspect it of being a fake then just get the bank to take a better look at it first and determine the truth before any money is moved around. Simple. Link to post Share on other sites
BaggyPants Posted November 9, 2008 Report Share Posted November 9, 2008 Read this bit again: The ones the scammers send you are fakes. They look the part, and usually fool the bank. The bank gives you the cash, then the scammer asks you to refund it because their mother/cat/car died. After a few days, the bank find out it's a fake and want the money back from you, but you've already sent it back to the sender via Western Union. He has £2000, you have -£2000. Trust me. Your typical bank staff can't tell the good fakes, so they cash it for you. When it is found to be a fake (usually around 7 working days, when the supposed issuing bank receive it) your bank will want the cash back from you, because you are the one who's cashed a forgery. Link to post Share on other sites
Chris North Posted November 9, 2008 Report Share Posted November 9, 2008 Bastards, the lot of them. There's no way he could use the check against you even if you don't cash it right? Link to post Share on other sites
thewallhitme Posted November 9, 2008 Report Share Posted November 9, 2008 surely its the banks fail if they dont recognise it as fake? Link to post Share on other sites
Phoenix Posted November 9, 2008 Report Share Posted November 9, 2008 next time...www.thescambaiter.com Link to post Share on other sites
RSM Posted November 9, 2008 Report Share Posted November 9, 2008 @ Wallhitme: Not really as its your responsibility as the account owner to be aware of your own financial comings and goings and to treat anyting out of the ordinary as suspicious. On a lighter note: Link to post Share on other sites
H.U.N.K Posted November 9, 2008 Author Report Share Posted November 9, 2008 @ Wallhitme: Not really as its your responsibility as the account owner to be aware of your own financial comings and goings and to treat anyting out of the ordinary as suspicious. On a lighter note: Yes. Link to post Share on other sites
maccrage Posted November 9, 2008 Report Share Posted November 9, 2008 We are cleaning the vault, and have to iron your monies. Link to post Share on other sites
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